Cindy loves meeting new people every day and enjoys the opportunity to be a part of your mortgage experience. Cindy's goal is to build a relationship with her customers and be their resource for any mortgage financing questions. Whether you are refinancing, buying a new home or second home, she will work with you to make the experience smooth and enjoyable from beginning to end.

Cindy joined Western State Bank in 2017 with previous banking experience. She also spent twenty years as an Accounting/Finance Manager. She lives in Hawley, MN with her husband. She has a 19 year old twin son and daughter who both attend MSUM. Cindy spends her free time at the lake, playing volleyball, watching sporting events (Go Bison!), and spending time with family and friends. Cindy enjoys volunteering her time at church, is the current President of the Hawley Nuggets Booster Club, President of her Master Network Chapter - Goal Diggers and is involved with Bridal Fantasy.

755 13 Ave E

West Fargo, ND 58078

Direct: 701-499-6296

Cell: 218-790-0352

NMLS #1697101


This letter is one of gratitude and appreciation for Cindy Byklum with Western State Bank.  We want to tell you what a great Mortgage Loan Officer Cindy is. We recently closed on a rental property that Cindy handled the loan on. She is the most professional and caring loan officer that we have had experience with! Cindy was very good at keeping us up to date on what was happening with the loan. In the past, we have often felt that my husband and I were the individuals always initiating a phone call to the loan officer with getting updates or questions answered throughout the loan process which can be stressful and lengthy. With Cindy’s professional manner, she was conscientious to stay in touch with us on a continual basis alleviating much of our own anxious feelings or “the need to know where the process is at.” Western State Bank is fortunate to have such a great loan officer. I will certainly recommend her to future friends and family. Thank you for such a great experience Cindy!